What term describes an endorsement that specifies a particular recipient?

The term that describes an endorsement specifying a particular recipient is "endorsement in full." This type of endorsement is used when the endorser writes their signature and designates who the funds are being transferred to, thus limiting the negotiability of the item to that named individual or entity.

This ensures that the check or note can only be deposited or cashed by the specified party, providing a layer of security and clarity in financial transactions. In contrast, other types of endorsements like restrictive endorsements allow for some limitations but still permit broader transferability under certain conditions. Blank endorsements simply involve signing the back of the instrument without naming a specific recipient, making it more easily transferable. Conditional endorsements impose specific conditions under which the endorsement may be executed, but do not limit the recipient in the same manner as an endorsement in full.