Which of the following circumstances allows a contract to be voided?

A contract can be voided when consent is obtained under duress because duress involves coercion or threats that prevent a party from exercising their free will when agreeing to the terms. This lack of genuine consent undermines the validity of the contract, making it unenforceable. If one party is forced into an agreement through fear or intimidation, their ability to make a voluntary decision is compromised, reinforcing the notion that the contract is not legitimate.

In contrast, a disagreement on terms typically indicates a lack of mutual acceptance and does not automatically render a contract void; rather, it suggests that no contract was formed. Similarly, failure to meet deadlines may constitute a breach of contract, but it does not inherently void the contract itself—the contract remains valid until a party actively decides to void it. Changing one's mind does not suffice to void a contract; most contracts are binding once agreed upon unless specific conditions for termination or voiding are present. Therefore, duress directly impacts the enforceability of the agreement, making it the correct reason for voiding a contract.