Which of the following is generally included in a cash advance?

The correct choice includes cemetery or crematory services and clergy honoraria as part of a cash advance. Cash advances in the funeral service context refer to costs that the funeral home incurs on behalf of the family but will ultimately be billed back to them. These expenses are typically direct costs that the funeral home must pay out in order to facilitate the funeral process.

Cemetery or crematory services and clergy honoraria are classic examples of such expenses because they are necessary components of funeral services. The funeral home often pays these fees upfront when arrangements are made, and these costs are then presented as cash advance items on the final bill.

While profit margins, marketing expenses, and administrative fees may be relevant to the overall cost structure of a funeral home, they are not typically itemized as cash advances. Profit margins reflect the markup on services rendered, marketing expenses pertain to the promotion of the funeral home’s services, and administrative fees cover the general operational costs of the funeral home, none of which constitute third-party disbursements that would fall under cash advances. Therefore, the inclusion of cemetery or crematory services and clergy honoraria accurately reflects the nature of cash advances in funeral services.