Which of the following refers to commission merchants who sell goods on behalf of others?

The term "factors del credere" refers specifically to agents who not only sell goods on behalf of others but also bear the risk of non-payment from the buyer. In this arrangement, the factor has a dual role: they act as an intermediary in the sale and provide a guarantee to the seller that the payment will be received, even if the buyer defaults. This way, the seller can mitigate risk and benefit from immediate cash flow while still leveraging the factor’s sales expertise.

Understanding this function is essential in funeral service education because it highlights the importance of trust and financial assurance in professional relationships. Sellers want to be confident that their goods will be sold, and that they will be compensated, regardless of the challenges that may arise from buyers.